E Banking Technology

UNIT

Content

No. of Hours

 

 

I

Networking of Computers

Networks - Types – LAN – WAN – Internet and Intranet – E-Mail –E-Banking - Core  Banking  -  Electronic  Products  -  Electronic  Payment  System  -  Online Banking  -  Electronic  Fund  Transfer  System:  RTGS,  NEFT  &  SWIFT  - Information Technology - Recent Trends in Banking Technology.

15

 

 

II

Electronic Payment Systems

Automatic Teller  Machine  - Merits and Demerits  – Installation and Security Aspects of ATM, Types of ATM, Immediate Payment System(IMPS), MICR Instrument  –  Precautions  in  Handling  MICR  Instrument  –  Benefits  and Limitations.

14

 

 

III

Electronic Cash

Features – Benefits of E-Cash – Limitations of Electronic Data Interchange – Electronic Fund Transfer Credit Card – Debit Card – Payment through Bank Network – Payment by Smart Card – Electronic Pass Book - Home Banking.

14

 

 

 

IV

International Payment Services

SWIFT – Types and Message in SWIFT (Society for Worldwide Interbank Financial Telecommunication) – Electronic Clearing Services (ECS) Debit and Credit – Message Format in SWIFT – Bank Information Code – Message Flow in SWIFT System – Advantages and Structure of SWIFT – NOSTRO - VOSTRO

14

 

 

V

Services offered through e-banking – Strengths of E-Banking – Weakness of E-banking – Opportunities – Threats of E-Banking. Computer Audit – Information System Audit – Information System Security and Disaster Management.

15